Privacy promise
You stay in control of what you share.
Pakkuvam is built on a simple belief: a household should not have to hand over its financial life to understand whether it is safe. This page explains, in plain language, what we ask for, what we never ask for, and what happens to what you share.
What we never ask for
- No bank account linking or transaction access
- No PAN or Aadhaar required for the core assessment
- No exact income — approximate ranges are enough
- No OTPs, passwords or one-time codes from your bank
What stays your choice
- Share ranges, not exacts, for income, EMIs and essentials
- Complete the assessment without creating an account
- Save anonymously, or create an account later if you want continuity
- Ask us to delete your waitlist details at any time
How your information is handled
Four working rules. They apply to the waitlist today and to the product as it grows.
Ranges, not exacts
Pakkuvam works with approximate bands. A range is enough to tell you whether your finances look safe — precision is not the price of guidance.
No third-party analytics on sensitive values
The financial values you enter are never sent to third-party analytics or advertising tools. We measure page usage, not your money.
No identity documents
We do not need to know exactly who you are to tell you whether an EMI still works in a difficult month.
Deletion on request
Waitlist signups can be removed on request. When accounts arrive, deletion will be a setting, not an email exchange.
What the waitlist stores
Joining the waitlist stores only what the form asks for: your contact (email or phone), and optionally your name, household type and preferred language. If you answer the follow-up question about an unclear money decision, that answer is stored too — it helps us build the right product and is never shared.
We use it for one purpose only: inviting you in small batches so we can listen properly. No spam, no selling of contact details, no marketing lists handed to anyone else.
Honest limits, stated plainly
- Pakkuvam provides educational decision support, not investment, tax, legal or debt-settlement advice.
- We make no bank-grade security claim. We collect the minimum needed, and we say so honestly.
- Guidance is based on information you choose to provide — it can only be as good as what you share.
Questions about your information?
Write to us any time to ask what we hold about you, or to have your waitlist details removed.